Terms Of Use

These Terms and Conditions of Use constitute a legally binding agreement between Advancenearme (hereinafter we, our, ours, us, Company) and the user (hereinafter User, Users, You, Your, Yours) of the Website, who intends to use the platform and attempts to use the services provided by the Company. This Website’s Terms and Conditions of Usage governs the relationship between the parties listed above in the context of their use of this Website.

No credit judgments are made by the Company, nor does it represent any financial organization/entity. The Company does not create financial goods and services, nor does it lend money. In order to supply credit products, the Company collaborates with a network of independent third-party lenders and financial institutions that are capable of providing such products. As a result, the Company is able to link the Website’s visitors with lenders from its extensive network. It is necessary for the User of this Website to complete the online registration form in order to be granted access to the services supplied by the Company.

Please take the time to read these Terms and Conditions of Use, as continued exploitation of the Website, use of the services available on this Website, and submission of personal information in response to an attempt to request imply that You have read and understood these terms and any other documents governing your use of the Website, including but not limited to the privacy policy.

The use of the Website is restricted to those who are of legal age in the United States and who are currently residing in the country. By continuing to use the Website, you certify that you are at least 18 years old and that you are a resident of the United States. It is necessary to note that the services provided on the Website are not available to residents of some states owing to special rules surrounding short-term loans in certain jurisdictions. These jurisdictions include but are not limited to Arkansas, New York, West Virginia, and Vermont. The list of states may also change in the future by legislation so we recommend you to contact us before expecting our service. It should also be noted, your current residence is not taken into consideration but where you work full time is the state law you are obligated to follow so if a short-term loan is allowed in that state you are good to go. In the event that You do not agree with these Terms and Conditions of Use, kindly discontinue the use of the Website by quitting the pages as it is essential to follow the terms and conditions to avail any of our services.

Services Provided by the Company

As previously stated, the Company is not a lender and does not make credit decisions; rather, it links its Users with independent third-party lenders who can offer them short-term loans of up to $1,500 in a matter of minutes (the number of available loans depends on the regulations in each state). Because the Company has no involvement in the credit decisions made by third-party lenders, the decision to approve Your request, as well as the amount and terms of the loan products offered, are solely at the discretion of the loan providers and are dependent on a variety of factors in each individual case, including but not limited to: If you seek to be matched with a lender, the Company cannot promise that your request will be approved or that you will be provided the amount and conditions that you wish. Not all of the lenders in our network are able to give loans of up to $1,500 in the total amount.

It is our recommendation that any User of the Website who has questions or concerns about a specific loan offer or short-term lending, in general, is to seek professional consultation and support, as this type of lending is a relatively expensive form of credit that is only effective when used for a short period of time and in a reasonable manner. Keep in mind that the Company has no involvement with the conditions of any specific loan offer or credit product, and as a result, assumes no responsibility for the decisions made by third parties and is unable to give information about any specific credit operation.

If you continue to use the Website, it is assumed that you have accepted these Terms and Conditions of Use, as well as any other governing documents of the Website. You also acknowledge that the Company assumes no responsibility for any financial or non-financial damages or costs incurred as a result of Your communication or cooperation with any third-party lender that We introduce You with. It is solemnly your responsibility to negotiate suitable terms with the third party lender and You hold the responsibility for any financial decisions you make and Advancenearme as a compony will not be liable to any financial decision you make.

In order to make use of the services offered on the Website, you must first register by completing an online form and entering your personal, contact, job, and financial information, which may include sensitive information such as your Social Security number and banking account information. When you submit an online form, the information you provide is used to perform a search and match service and connect You with one or more third-party lenders with whom the Company has a contractual relationship who can approve your request and provide you with a loan product based on the data that you provide. Your information will be shared with third-party lenders as a result of the procedures described above. We collect, preserve, share, and utilize the information you provide in accordance with the terms and conditions set out in the Privacy Policy, Responsible Lending Policies, and Marketing Practices sections of this Website. We do not sell, rent, or lease your personal information to third parties. Whenever you submit your information, you are confirming that you have read and understood the policies and practices indicated above, as well as these Terms and Conditions of Use, and any other policies and practices specified on this website. Your information input on the Website is regarded as a request for us to match You with one of the third-party lenders with whom we have established a business relationship. Third-party lenders with whom we share Your information are permitted to contact you by email, telephone, direct mail, and/or other means of communication in order to provide you with financial product offers that you have indicated an interest in before. Additionally, we may share some of Your personal information (excluding your Social Security number and banking information) with third-party marketers with whom we have a business relationship, and Your lender may share this information with third-party marketers for the purpose of offering you additional financial products in which you may be interested.

Your Social Security number and other personal information may be used by third-party lenders with whom we have contracted and shared Your information in order to perform credit verification in order to determine Your credibility and make decisions on whether or not to provide You with financial products and services in which you have expressed an interest.

The Company does not promise that you will be accepted for or that you will be provided with the products that meet your needs and does not give any information on specific credit products and services offered by third-party lenders with whom we have contractual relationships. If you require any information on financial goods and services, or if you require assistance with a specific transaction, you should contact with the supplier directly.

Use Permissions and Intellectual Property Rights

The Website may only be used in accordance with these Terms and Conditions of Use and any additional terms and conditions that govern the operation of the service. The content of the Website is protected by intellectual property laws. There is a severe prohibition on the use, representation, or replication of the content in any way that is illegal. Legal action may be taken in the event of a violation. Infringing upon intellectual property rights by using the material of this website for commercial purposes is prohibited.

The Company retains the impartible ownership rights in the content on the Website (including, but not limited to, digital records, videos, pictures, texts, logos, trademarks, and other assets), which is protected by copyright and governed by Intellectual Property laws in the United States. The content on the Website is protected by copyright and governed by Intellectual Property laws in the United States. The Users of the Website are not awarded ownership of any of the content that is available on the Website. It is unlawful to reproduce or exploit the content, arrangement, organization, or design of this website in any way. Any copying or exploitation of this website’s content, arrangement, organization, or design is absolutely banned, and any such activities will be prosecuted to the fullest extent of the law.

Warranty Exclusions and Limitations

The information on this website and the services provided by the company are provided “as is” and on the basis of their stated availability. Your access and use them at your own risk once you have read and understood the terms and conditions of use. THEREFORE, THIS COMPANY MAKES NO WARRANTIES OR GUARANTEES WITH RESPECT TO THE SERVICE OR ANY PRODUCT, AND THESE ARE SUBJECT TO CHANGE WITHOUT NOTICE. It is not guaranteed that the company’s products will meet your requirements at any given point in time, or that the company’s services will be uninterrupted, secure, or error-free at any point in time. It is possible that the software and other technologies used by the company will have errors, which will be corrected by the company as soon as it is reasonably possible. Third-party software, websites, and tools provided by third parties are not guaranteed to be secure or error-free by the company. Because of this, the company will not be liable for any errors or problems that may arise as a result of them. WE HAVE NOT REVIEWED OR VERIFIED THE LINKS CONTAINED WITHIN THE SITE THAT CONTAIN INFORMATION FROM THIRD-PARTY LENDERS OR OTHER THIRD PARTIES. You are responsible for visiting these third-party links and deciding whether or not to accept the products or services offered by them. IN VISITING SUCH LINKS, YOU AGREE THAT YOU DO SO AT YOUR OWN RISK AND THAT THE COMPANY WILL NOT BE LIABLE FOR ANY LOSSES THAT YOU INCUR AS A RESULT OF YOUR ACTIONS.

Limitation of Liability

NEITHER THE COMPANY NOR ANY OF ITS AFFILIATES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, OR ANY OTHER FORM OF LOSS OR DAMAGE THAT YOU MAY INCUR AS A RESULT OF YOUR USE OF THE SITE OR THE SERVICES PROVIDED BY THIRD-PARTY SERVICE PROVIDERS WHO HAVE CLAIMED THEMSELVES AS LENDERS AND CAN BE MATCHED WITH UPON THE COMPANY’S TOTAL LIABILITY IN THE EVENT OF ANY LOSS OR DAMAGE CAUSED TO YOU BY THE USE OF THE WEBSITE ARE LIMITED TO THE AMOUNT OF MONEY YOU HAVE PAID TO ACCESS OR USE THIS WEBSITE.

Some jurisdictions do not recognize or allow the exclusion of certain specific warranties, such as incidental or consequential damages, and in such cases, the company will adjust its liability to the maximum extent permitted by law. IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT THIS AGREEMENT, PLEASE CONTACT US AT by clicking the link or call us at 877-676-3848

The Implications of Privacy Policies for Marketing Activities

As soon as you enter your information on the Website, you expressly agree that the Company may share and use your information for marketing purposes in accordance with the terms and conditions set out in the Website’s Privacy Policy. Third-party lenders and marketers with whom the Company has contractual relationships may receive and use the information that you give. Please contact us directly and make the appropriate request if you wish to have your information removed from our database. It is your responsibility to contact the third party directly if you wish to have your information removed from their database or list.

Third Party Websites

The Website may include links to third-party websites as well as information on the services provided by these third-party websites. The Company assumes no responsibility for the content of third-party websites or the accuracy of the information they provide, nor does it represent or endorse any of the third-party websites to which it connects its Users. The Company does not represent or endorse any of the third-party websites to which it connects its Users. By using the Website, the User acknowledges and accepts all risks involved with accessing third-party websites through the website, and the Company will not be held accountable for any repercussions resulting from the usage of third-party websites to which they have linked through the Website.

Disputes

The provisions of state legislation originally adopted by the state that licenses or authorizes the service or business activity of the service or the Company apply to any disputes arising directly out of the use of the Site or of any service presented on the Site that is not arbitrated by a court of competent jurisdiction. To be legally incorporated, all such issues should be submitted for arbitration to the appropriate association or institution that has been authorized to decide such matters in compliance with state and federal rules and regulations in effect at the time of the dispute filing. All disputes that occur between the User and the Company can only be addressed and resolved via arbitration in accordance with the terms and conditions set out in this Agreement. As a condition of your acceptance of these Terms and Conditions of Use, you certify that you expressly waive your right to represent yourself or your legal counsel in any court of law and that you also renounce your right to participate in class-action lawsuits against the Company.

The maximum compensatory damages that can be awarded by the arbitrator who has been appointed by the American Arbitration Council to supervise the above-mentioned dispute cannot be greater than the maximum amount of damages sought by the complaining party (the User). Additionally, the arbitrator on the dispute will not be able to award any punitive, incidental, or consequential damages because You have waived Your right to claim responsibility for these damages as well as any other damages. The outcomes of the arbitration are final and binding on the User; however, the Company may elect to bring a lawsuit in any court of competent jurisdiction in the place of using this alternative dispute resolution procedure.

After accepting these Terms and Conditions of Use, You must send a letter to the Company stating your objection to the arbitration terms within ten (10) days of accepting these Terms and Conditions of Use. Send the request to advancemearme website if you want it to be considered. The letter should include your first and surname name, telephone number, mailing address, and email address, as well as the line “I reject the arbitration provision of the Company as stated on its Website on its Terms and Conditions of page,” and be signed by you. If You do not agree with this condition, You are required to file a legal claim with any court that is competent to hear your case within one (1) year of the date on which the harm was assessed. The claim will be ruled void if it is not filed within the specified time period.

Export Restriction

Because of embargo circumstances, citizens of the following countries are unable to access the Website’s services and products: Syria, Iran, North Korea, Cuba, Iraq, Libya, Sudan, and any other nation from which the United States has embargoed goods and services. The Website’s services and products are also not available to the following categories of users: those who are listed on the United States Treasury Department’s list of Specially Designated Individuals or those who are listed on the United States Commerce Department’s Table of Denial Orders, respectively.

This section is interpreted as meaning that your continued use of the Website and its services, as well as your registration on the Website with approval to these Terms and Conditions of Use, constitutes Your guarantee that you fall into one of the groups listed in this clause.

Indemnification

The Company, its parent company, subsidiaries, affiliates, and each of their individual members, directors, employees, agents, bankers, and co-partners are held harmless and confirm that no claims or liabilities may be brought against them by You as a result of i) Your improper or unreasonable use of the Website, ii) Your breach of these Terms and Conditions of Use, or iii) any dispute between You and any third party. Your continued use of the Website and the services of the Company is deemed as Your It is possible to assert the terms of this section in the event that You bring a dispute or claim against another party.

Complete Agreement

The provisions of these Terms and Conditions of Use constitute a complete and comprehensive agreement between you, the Website’s User(s), and the owning Company, and should be regarded as embodying your complete and comprehensive understanding of the regulations governing the relationships between you and the mentioned parties. The agreement replaces any and all earlier information or notifications regarding the subject matter. Regardless of whether there is discrimination or a breach of a condition, the entirety of the agreement and all other sections remain in effect. 

Modifications and Updates

The Company has the right to make modifications, amendments, and updates to these Terms and Conditions of Use at any time and without previous notification to the user. All updates and modifications become effective immediately after they are published on the Website unless the effective date is set for a later time period. After an update, the effective date is updated to reflect the most current modification. We advise all Users of the Website to verify the effective date of this and other legal documents on a regular basis on the Website. We reserve the right to notify Users of the Website about changes to the Website by email or other means of communication in accordance with the rules of the Privacy Policy.

Termination and Severability of Contracts

If any of the provisions in this document are found to be unlawful or out of date, or if they in any way conflict with any related regulations that are in effect at the time of these terms, those provisions will be severed, but the remaining provisions and the Terms and Conditions of Use as a whole will remain in effect. If the Company fails to enforce any of the articles of this agreement, this failure will not be construed as a waiver of the other elements of the contract, nor will it result in the revocation of the Company’s rights.

Upon finding you in violation of any of the terms and conditions indicated on this site as well as any relevant laws and regulations pertaining to the use of the Site, the Company retains the right, in its sole discretion, to cancel or prohibit your access to the Site. You may cancel this agreement at any time by ending your use of the Site; however, the terms that apply to you will continue to apply even after termination.

Headings

The headers in these Terms and Conditions of Use are provided solely for the purpose of aiding in comprehension and will not modify or rescind the meaning of the provisions included in this document in any manner.

Contact Information

If you have a request, complaint, or query regarding the services offered by the Website, you may contact us by clicking on the link. We will respond to you as soon as possible. In the event that You believe your matter has been handled inappropriately, you can also contact the appropriate institutions in Your state of residency that are authorized to evaluate and settle issues of this nature.

BY USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF USE LISTED ABOVE. WE RECOMMEND THAT YOU PRINT THE TERMS AND CONDITIONS OF USE AND KEEP A COPY OF THE AGREEMENT FOR YOUR RECORDS.