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How it Works at Advance Near Me
We are an online loan matching service provider where you can request personal payday or cash advance loans up to $5000 from reputed lenders. We provide real-time feedback and transfer money directly to your account, making the process as seamless as possible.
What is Advance near me?
At Advance near me, we understand that financial hardship is part of life, and there may be instances where youneed urgent monetary help to face those issues. But lending money from conventional lenders like banks can be a hassle and also a time-consuming endeavor. You have to go through a ton of paperwork, and if you have a bad credit score, your loan is most likely to be declined. Our goal is to help people quickly access personal loans by matching them up with reliable payday lenders by a quick, secure, and transparent process.
What are payday or cash advance loans?
Payday loans are a type of short-term personal loan that is intended to help you during emergencies to help your finance unlit your next paycheck. This loan is particularly suited for folks with a bad credit score as lenders are more tolerant of conventional loans. Payday loans are typically unsecured, meaning they do not require to pledge any collateral making it a safe loan for most working-class Americans. So all you need to qualify for a loan is proof of regular income.
Payday or cash advance loans are used for a variety of purposes, and during the pandemic, there has been a considerable surge in people taking payday loans. Some of the most popular use cases include but are not limited to urgent emergencies like medical or personal emergencies, urgent home improvements, paying off credit card debt, paying off instalment of mortgage, small purchases, schooling, paying for a vacation, and many more.
How Advance near me is different?
We at Advance Near Me understand the importance of money and how it may affect your well-being. We try hard to provide easy loans at convenient rates to the mass to help them with their finances. Now, we understand how easy it is to miss an installment of your credit card or mortgage and quickly find yourself with a subpar credit score. This is where Advance Near Me truly defers from the competition as instead of penalising bad credit scores; we try to help our clients by offering loans even with a bad credit score.
We devised an easy-to-use platform for anyone to apply for a loan online from the comfort of their home. You can fill in the details on our website, and your request is sent instantly to our wide selection of lenders who will process and approve your loan request within 24 hours of applying. We offer the fastest service and strive to help our customers during financial hardship by allowing them to have all the control.
How to apply for a loan?
We made it extremely easy to apply for a loan quickly. All you have to do is follow three beach steps:
- Head over to our website and fill in the necessary details ( 5 mins ) – We made it extremely easy for anyone to visit our website and fill in the details to apply for a loan online. We use a secured online platform meaning all your details are sent anonymously using an encrypted protocol so you can be rest assured that none of your details will be disclosed under any circumstances. Our team also ensures that our platform is optimized for both android and ios devices to help you apply for a loan on the go.
- Approval in 24 hours: Once you will in the details and submit for a loan request, we immediately connect you with an approximate lender who will forward you will all the terms and details of the loan to you. Once you approve the terms, the funds will instantly be transferred directly to your account.
- Repayment: Once you get paid on your next paycheck, our system will deduct the amount making the process as seamless as possible.
Eligibility Criteria
Although we make it extremely easy to apply and get approval for the loan, there are a few eligibility criteria that to be addressed which includes:
- Applicants must be citizens of the United States and must be currently living in the State at the time of loan application in order to be eligible for the loan.
- To be eligible for any of our cash advance loan offerings, applicants must be at least 18 years old.
- For any of our loan offers to be considered, applicants must have worked for the same firm for a minimum of three (3) consecutive months prior to the date on which the loan application is submitted.
- Applicants must give accurate contact information (including a telephone number and an email address) in order for us to be able to contact them after their loan request has been approved.
- Applicants must supply a valid bank account number in order for our lenders to transfer their monies into the applicant’s account as promptly as possible once their loan request has been approved. The bank account must be maintained open until the loan offer’s period has expired, after which the applicant is expected to return the amount in full.
- To be eligible for any of our loan offerings, applicants must earn a minimum of one thousand dollars ($1000) per month in salary or other recurring income.
While having a bad credit score is not a crime, our lenders will require you to find if you are capable of paying for the loan in time, and thus, these criteria are enforced.
Personal loans are not a long-term financial answer, as the following consumer notice illustrates. Customers experiencing debt and credit troubles should consult with a skilled financial advisor. Borrowers are recommended to familiarize themselves with the rules and regulations regulating personal loans in their respective jurisdictions.
Discontinued in certain states: This service is not accessible in all states. Please consult your state’s rules and regulations to see whether or not this service is available in your area. The terms and conditions of this website’s services are subject to change at any moment without notice. All acts conducted on this site, as well as any legal problems relating to this site, are presumed to have taken place in Nevada, regardless of where you visit this site from on the globe.
Disclaimer: This website does not constitute an offer to lend or a solicitation of such an offer. The owner of this website is not a lender and does not make credit decisions on behalf of visitors to the site. As a marketplace service, we link you with lenders in our network, rather than directly lending to you. We are unable to and do not exert any control over the conduct or omissions of lenders participating in our network. We do not act as an agent, representative, or loan broker for any lender, and we do not recommend or support any one lender in particular.
You will never be charged for using our marketplace service. A deposit or advance payment in order to obtain a loan is something that you should avoid doing at all costs. Our marketplace service is completely voluntary, and you are under no obligation to utilize it to initiate contact with or apply for a loan with any lender. We will share your information with lenders participating in our program, as well as with other service providers and marketing businesses with whom we do business, according to the terms of our Privacy Policy (which you should carefully read and understand). By submitting a form on our website, we can not promise that you will be connected with a lender, that you will receive favorable rates, or that you will be accepted for a loan. Your social security number, driver’s license number, or other federal or state identification may be verified by participating lenders, and your credit worthiness may be evaluated through national databases that may include Equifax, TransUnion, Experian or another third-party credit bureau, among other sources. By providing your information to us, you accept that lenders may obtain credit reports on you and use them to verify your identity and financial information. Not every lender will be able to supply you with a loan.
In the event that you are authorised, you will get cash in accordance with the lender’s funding policies, which may differ from one lender to another. Repayment terms differ from lender to lender, and they may be influenced by state legislation. If you have any queries regarding the loan conditions that have been offered to you, or about a loan that has already been funded, you should contact the lender immediately. We are not a lender, thus we are unable to provide you with loan-specific information. You will not be charged any fees in exchange for utilising our services.. Loan-related costs are under the jurisdiction of the lender and will be disclosed to you prior to your acceptance of the loan. a. If you do not want to be subjected to loan-related costs or if you believe you will be unable to repay the loan, you should decline the loan.
