Frequently Asked Questions

General Questions

What service do Advance Near Me provide?

Advance near me is an online loan matching service to pair you up with the best and most reliable payday or cash advance lenders in the US.

What are payday/cash advance loans?

Payday or cash advance loans are short-term loans that can be used during urgent financial hardship, for example, medical emergencies, and can be paid off from your next paycheck.

Are payday loans legit?

Payday loans are a safe and legit way to borrow money on short notice and with a less-than-perfect credit score.

How much can I borrow?

Depending on your monthly fixed income, you can borrow anything from $100 to $1500.

Do I need to pledge collateral for a payday or cash advance loan?

No, being a short-term loan, you do not require to pledge any collateral to get payday or cash advance loans.

How long does it take to get a payday loan approved?

Usually, it depends on the time it takes to verify your employment. It is possible to get a loan approved within an hour, but it takes around 24 hours to get approval on average.


Payday Loans Trusted By

1 Million Las Vegas Nevada Customers

Last 4 digits of SSN is used to verify your identity.

About Loan

How can I apply for a payday loan?

You can apply for a payday or cash advance loan directly from our website.

Can I use payday loans for personal use?

You can use the cash for any personal use, and we or the lender do not enforce any restriction on what you can use the cash for as long as it is legal.

When do I have to pay off my loan?

It vastly depends on your specific needs, but we generally recommend you to pay off the loan within a couple of months. 


When should I apply?

You should ideally apply 24 hours before being on the safe side.

What are your rates?

You can visit our website ( Get started Now) to get a personalized price quote.

After Loan Approval

How do I collect my cash after the loan is approved?

The cash will be electronically transferred to your bank account within 24 hours of getting approval. 

How fast will my loan be funded?

Your loan will be funded within 24 hours of applying. 

Are there any hidden fees at Advance Near Me?

No, we at Advance near me have no hidden fees, and everything is included in the quote provided prior to when the loan is being issued.

How much should i apply for?

You should only apply for a loan that you can payoff from your next paycheck; remember, payday loans are short term loans and not intended to be used for the long term.

Advance Near Me – Payday Loans & Installment Loans